When assessing whether your roof has incurred storm damage that may be claimable, there are several key indicators to look for. Storms can wreak havoc on roofs, and it’s essential to recognize signs of damage. Here’s how to identify potential storm-related issues:
Inspect Your Home:
- New Damages: Assess your home and look for new damages that weren’t there before.
- Visible Signs: Obvious signs include limbs or debris lying on the roof.
Check the Attic:
- Look for water stains on the ceiling or walls. Water spots running from the ceilings to the walls indicate potential roof damage.
Examine Shingles:
- Are the shingles lying flat against your roof? Curled, lifted, or missing shingles are signs of damage.
- Inspect for broken or damaged flashing around roof penetrations (vents, chimneys, etc.).
Water-Saturated Walls:
- Check for water-saturated walls or issues around the exterior of your home.
- Ice damming can also cause damage.
Hail Damage:
- Hailstorms can leave small dents on your roof that may not be visible from the ground.
- Inspect for dents in metal roofs or cracked tiles or slates.
Consult a Licensed Expert:
- If you’re unsure whether the damage is storm-related, seek professional advice.
- A licensed expert can assess the situation and provide guidance.
Establish Proof for Insurance:
- Generally, you’ll need to prove that the damage resulted from a storm to receive insurance coverage.
- Document the damage with photos and keep records of any repairs.
Remember that timely inspection and professional assessment are crucial. If you suspect storm damage, consult experts and consider filing a claim to address any necessary repairs. 🌟